Eligibility & Enrollment

Who Is Eligible

If you are a full-time employee of Lhoist North America who is regularly scheduled to work 30 or more hours per week, you are eligible to participate in medical, dental, vision, life and disability plans, and additional benefits.

• Minimum hours: 30 or more hours per week.

When Coverage Begins

Your elections are effective 90 days from your date of hire. Benefits cannot be changed until the next open enrollment period unless you experience a Qualifying Life Event (QLE).

Eligible Dependents

• Your legal spouse (or common-law spouse where recognized).
• Children up to age 26 (includes birth children, stepchildren, legally adopted children, children placed for adoption, foster children, and children for whom you or your spouse have legal guardianship).
• Dependent children 26 or more years old, unmarried, and primarily supported by you and incapable of self-sustaining employment by reason of mental or physical disability which arose while the child was covered as a dependent under this plan (periodic certification may be required).
• Verification of dependents eligibility is required upon enrollment, through Dependent Specialists, Inc. (DSI).

Qualifying Life Events

• A change in the number of dependents (through birth or adoption or if a child is no longer an eligible dependent)
• A change in a spouse’s employment status (resulting in a loss or gain of coverage)
• A change in your legal marital status (marriage, divorce, or legal separation)
• A change in employment status from full time to part time, or part time to full time, resulting in a gain or loss of eligibility
• Eligibility for coverage through the Marketplace
• Changes in address or location that may affect coverage
• Entitlement to Medicare or Medicaid
• Turning 26 and losing coverage through a parent’s plan
• Death in the family (leading to change in dependents or loss of coverage)
• Changes that make you no longer eligible for Medicaid or the Children’s Health Insurance Program (CHIP)

Enrollment

Lhoist North America covers a significant amount of your benefit costs. Your contributions for medical, dental, and vision benefits are deducted on a pre-tax basis, lessening your tax liability. Employee contributions vary depending on the level of coverage you select — typically, the more coverage you have, the higher your portion.

• Enrollment details: Enroll through Workday.
• Deadlines: You have 30 days from your date of hire to enroll in benefits and make your benefit elections. Elections not made during this enrollment period cannot be changed until the next Open Enrollment period unless you experience a Qualifying Life Event (QLE).
• Requesting a change: When a Qualifying Life Event occurs, you have 30 days after the date of the event to request changes to your coverage and provide supporting documents. Your change in coverage must be consistent with your change in status. Employees should go into Workday, click Menu and then Benefits. Navigate to Changing Your Benefits.
• Before you enroll: Adding Dependents, Double-check covered medications, Review available plans’ deductibles, Consider your HSA or FSA, Check your networks.
• Information needed: If you are adding dependents, please make sure you have their full name, date of birth, and social security number along with any supporting documents to verify dependent relationship.
• Questions: Reach out to Lhoist North America’s Benefits Team with questions regarding specific life events and your ability to request changes. Don’t miss out on a chance to update your benefits! LNA.Benefits@lhoist.com or 800-286-0134.